{"id":13902,"date":"2016-07-14T14:15:37","date_gmt":"2016-07-14T14:15:37","guid":{"rendered":"https:\/\/arc.coop\/?page_id=13902"},"modified":"2023-05-23T14:24:11","modified_gmt":"2023-05-23T14:24:11","slug":"seguros-eticos","status":"publish","type":"page","link":"https:\/\/arc.coop\/es\/seguros-eticos\/","title":{"rendered":"Seguros \u00e9ticos"},"content":{"rendered":"<div class=\"fusion-bg-parallax\" data-bg-align=\"left bottom\" data-direction=\"down\" data-mute=\"yes\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break-parents=\"0\" data-bg-image=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/senyal_web-1-scaled.jpg\" data-bg-repeat=\"false\"><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-1  fusion-parallax-down nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:100px;padding-top:100px;padding-left:0px;padding-right:0px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-1 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h1 class=\"title1 header1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Seguros \u00e9ticos<\/strong><\/span><\/h1>\n<\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-2  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:10px;padding-top:40px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-2 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-1 content-boxes-icon-with-title row content-left panel_asseg\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:20px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-1 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">\u00bfQu\u00e9 son los seguros \u00e9ticos?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">El sello<br \/>\nEthSI<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">Las finanzas \u00e9ticas y solidarias<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">4 preguntas<br \/>\nclave<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-3  fusion-parallax-none nonhundred-percent-fullwidth fusion-equal-height-columns background_special\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:30px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-3 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-2 content-boxes-icon-with-title row content-left panel_asseg_fixed\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:60px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-2 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">\u00bfQu\u00e9 son los seguros \u00e9ticos?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">El sello EthSI<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">Las finanzas \u00e9ticas y solidarias<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">4 preguntas clave<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"asseg_etica\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-4  fusion-parallax-none nonhundred-percent-fullwidth faded-background\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:0px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-4 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fullwidth-faded\" style=\"background-color:rgba(255,255,255,0);\"><\/div><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:35px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>\u00bfQu\u00e9 son los seguros \u00e9ticos?<\/h3>\n<p>Ar\u00e7 Cooperativa cree en una gesti\u00f3n \u00e9tica y solidaria de los seguros que haga visibles sus beneficios sociales e introduzca las pr\u00e1cticas asociadas a la banca \u00e9tica y al mutualismo en el mercado asegurador.<\/p>\n<p>Los seguros \u00e9ticos se basan en la <strong>mutualidad<\/strong>, que identifica el seguro como un instrumento comunitario, la <strong>equidad<\/strong>, que garantiza el acceso universal a esta forma de financiaci\u00f3n, y la <strong>transparencia<\/strong>, que propone una relaci\u00f3n entre iguales.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/cabana.jpg\" alt=\"\" width=\"1100\" height=\"734\"class=\"img-responsive wp-image-15046\"\/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"EthSI\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-5  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#5d987a;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-5 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\" style=\"padding:30px;\"><h1 style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13517\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/ethsi.png\" alt=\"ethsi\" width=\"329\" height=\"336\" \/><\/h1>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><div style=\"background-color: #5d987a;\">\n<h3><span style=\"color: #ffffff;\">El sello EthSI<\/span><\/h3>\n<p><span style=\"color: #ffffff;\">Ar\u00e7 Cooperativa es la primera mediadora de seguros de Europa que dispone del <strong>nivel m\u00e1s alto<\/strong> del sello de gesti\u00f3n de seguros \u00e9ticos y solidarios <span style=\"color: #ade0bd;\"><a style=\"color: #ade0bd;\" href=\"http:\/\/ethsi.net\" target=\"_blank\" rel=\"noopener\">EthSI<\/a><\/span>.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Este sello\u00a0certifica nuestro compromiso con las pr\u00e1cticas de responsabilidad social y de inversi\u00f3n \u00e9ticamente orientada y socialmente responsable, as\u00ed como con otros comportamientos \u00e9ticos, como la vinculaci\u00f3n a la econom\u00eda solidaria o a la banca \u00e9tica.\u00a0<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Cada a\u00f1o, el <strong>Observatorio de las Finanzas \u00c9ticas<\/strong>, a trav\u00e9s de un comit\u00e9 independiente, determina si los productos, gestoras y compa\u00f1\u00edas aseguradoras cumplen con los criterios del sello.<\/span><\/p>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"finances_etiques\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-6  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-6 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>Las finanzas \u00e9ticas y solidarias<\/h3>\n<p>El seguro es una forma de financiaci\u00f3n anticipada, un servicio financiero como lo son la banca y el cr\u00e9dito. Aunque la inversi\u00f3n sea la principal fuente de beneficios, como en la banca, \u00e9sta tiene que permitir establecer v\u00ednculos sociales y comunitarios.<\/p>\n<p>Para las consumidoras de seguros es importante conocer qu\u00e9 uso hace del dinero el sistema asegurador. En este sentido, los seguros \u00e9ticos y solidarios forman parte del sistema de finanzas \u00e9ticas. Cuando la financiaci\u00f3n es \u00e9tica, las personas o entidades ahorradoras ejercen el derecho a saber d\u00f3nde se invierten sus ahorros. Por lo tanto, las entidades financieras dejan de financiar actividades \u00e9ticamente reprobables para invertir solo en proyectos de contenido social y ambiental y facilitar el acceso al cr\u00e9dito a colectivos que suelen ser excluidos.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png\" alt=\"\" width=\"1153\" height=\"990\"class=\"img-responsive wp-image-149128\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-200x172.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-400x343.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-600x515.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-800x687.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png 1153w\" sizes=\"auto, (max-width: 800px) 100vw, 1100px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-7  fusion-parallax-fixed nonhundred-percent-fullwidth fusion-hide-on-mobile\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-7 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #a32051;\">Ar\u00e7 Cooperativa quiere recuperar el sentido original del seguro como experiencia comunitaria y veh\u00edculo de solidaridad y cohesi\u00f3n social.<\/span><\/h4>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div><\/div><div id=\"preguntas\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-8  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:40px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-8 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h3>4\u00a0preguntas clave<\/h3>\n<div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">1.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\">Si ofrecemos seguros \u00e9ticos, \u00bfpor qu\u00e9 en ocasiones trabajamos con compa\u00f1\u00edas sin el sello EthSI?<\/span><\/h5>\n<p>Ar\u00e7 Cooperativa cree que el desarrollo de los seguros \u00e9ticos pasa por un proceso. Todav\u00eda no podemos cubrir las necesidades aseguradoras de todas las empresas, entidades y personas a las cuales ofrecemos seguros con productos certificados como \u00e9ticos y solidarios porque no hay bastantes compa\u00f1\u00edas certificadas. No obstante, hoy d\u00eda el volumen de primas anuales de las compa\u00f1\u00edas aseguradoras certificadas para ofrecer seguros \u00e9ticos en el Estado roza los 1.600 millones de euros, lo que demuestra un cambio en la din\u00e1mica.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">2.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\">\u00bfPor qu\u00e9 Ar\u00e7 Cooperativa no trabajamos exclusivamente con compa\u00f1\u00edas certificadas?<\/span><\/h5>\n<p>El objetivo es cubrir todas las necesidades aseguradoras de las organizaciones de la econom\u00eda solidaria y del mundo asociativo. Nuestra prioridad es atender estas necesidades con productos certificados, pero mientras tanto, incrementamos el poder de compra y presionamos para que las compa\u00f1\u00edas hagan suyos los criterios del <a href=\"http:\/\/ethsi.net\" target=\"_blank\" rel=\"noopener noreferrer\">sello EthSI<\/a>. Durante esta transici\u00f3n, nuestros clientes se benefician de los precios ventajosos obtenidos a trav\u00e9s de la compra colectiva.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">3.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> \u00bfQu\u00e9 tipo de auditor\u00eda pasamos las compa\u00f1\u00edas y corredur\u00edas certificadas con este sello? <\/span><\/h5>\n<p>El <strong>Observatorio de las Finanzas \u00c9ticas<\/strong>, el encargado del sello, utiliza la informaci\u00f3n obtenida a partir de unos par\u00e1metros b\u00e1sicos para determinar el nivel de registro. En el caso de las corredur\u00edas, como Ar\u00e7 Cooperativa, se tienen en cuenta la vigencia de la memoria de sostenibilidad y las mejoras introducidas con respecto a ejercicios anteriores. El sello tambi\u00e9n eval\u00faa el tipo de empresa y su c\u00f3digo \u00e9tico. La tercera gran variable que se analiza es la evoluci\u00f3n de la organizaci\u00f3n como proveedora de la banca \u00e9tica.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">4.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> \u00bfAr\u00e7 Cooperativa podemos garantizar que las primas de los seguros no se reinvertir\u00e1n en negocios poco \u00e9ticos?<\/span><\/h5>\n<p>Cuando el Observatorio de las Finanzas \u00c9ticas registra una compa\u00f1\u00eda aseguradora, en la gama b\u00e1sica del registro apunta que un \u00abporcentaje\u00bb de las inversiones son \u00e9ticamente responsables. Por lo tanto, en el momento de transici\u00f3n actual s\u00ed puede suceder que una parte de la inversi\u00f3n no sea socialmente responsable. Sin embargo, si una compa\u00f1\u00eda certificada realizara inversiones calificadas de \u00abm\u00e1xima sensibilidad \u00e9tica\u00bb, como invertir en armamento o para\u00edsos fiscales, el Observatorio le retirar\u00eda el sello.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-13902","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Seguros \u00e9ticos - Ar\u00e7 Cooperativa<\/title>\n<meta name=\"description\" content=\"Ar\u00e7 Cooperativa quiere recuperar el sentido original del seguro como experiencia comunitaria y veh\u00edculo de solidaridad y cohesi\u00f3n social.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arc.coop\/es\/seguros-eticos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguros \u00e9ticos - 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