{"id":13910,"date":"2016-07-14T14:15:37","date_gmt":"2016-07-14T14:15:37","guid":{"rendered":"https:\/\/arc.coop\/?page_id=13910"},"modified":"2021-07-28T08:34:13","modified_gmt":"2021-07-28T08:34:13","slug":"aseguru-etikoak","status":"publish","type":"page","link":"https:\/\/arc.coop\/eu\/aseguru-etikoak\/","title":{"rendered":"Aseguru etikoak"},"content":{"rendered":"<div class=\"fusion-bg-parallax\" data-bg-align=\"left bottom\" data-direction=\"down\" data-mute=\"yes\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break-parents=\"0\" data-bg-image=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/senyal_web-1-scaled.jpg\" data-bg-repeat=\"false\"><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-1  fusion-parallax-down nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:100px;padding-top:100px;padding-left:0px;padding-right:0px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-1 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h1 class=\"title1 header1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Aseguru etikoak<\/strong><\/span><\/h1>\n<\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-2  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:10px;padding-top:40px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-2 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-1 content-boxes-icon-with-title row content-left panel_asseg\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:20px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-1 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">Zer dira aseguru etikoak?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">EthSI<br \/>\nzigilua<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">Finantza etikoak eta solidarioak<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">4 galdera<br \/>\ngarrantzitsu<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-3  fusion-parallax-none nonhundred-percent-fullwidth fusion-equal-height-columns background_special\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:30px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-3 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-2 content-boxes-icon-with-title row content-left panel_asseg_fixed\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:60px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-2 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">Zer dira aseguru etikoak?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">EthSI zigilua<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">Finantza etikoak eta solidarioak<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">4 galdera garrantzitsu<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"asseg_etica\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-4  fusion-parallax-none nonhundred-percent-fullwidth faded-background\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:0px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-4 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fullwidth-faded\" style=\"background-color:rgba(255,255,255,0);\"><\/div><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:35px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>Zer dira aseguru etikoak?<\/h3>\n<p>Ar\u00e7 Cooperativa-rentzat, irizpide etikoak eta solidarioak oinarri hartuta kudeatutako aseguruek zabaldu beharreko onura sozialak eskaintzen dituzte, eta banku etikoen eta mutualismoaren berezko jardunbideak ekartzen dituzte aseguruen merkatura. Aseguruak komunitate-tresnatzat jotzen ditu <strong>mutualitateak<\/strong>; <strong>ekitateak<\/strong> finantzaketa modu horretarako sarbide unibertsala bermatzen du, eta <strong>gardentasunak<\/strong> berdintasunen arteko harremana proposatzen; hiru horiek dira aseguru etikoen oinarriak.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/cabana.jpg\" alt=\"\" width=\"1100\" height=\"734\"class=\"img-responsive wp-image-15046\"\/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"EthSI\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-5  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#5d987a;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-5 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\" style=\"padding:30px;\"><h1 style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13517\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/ethsi.png\" alt=\"ethsi\" width=\"329\" height=\"336\" \/><\/h1>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><div style=\"background-color: #5d987a;\">\n<h3><span style=\"color: #ffffff;\">EthSI zigilua<\/span><\/h3>\n<p><span style=\"color: #ffffff;\">Ar\u00e7 Cooperativa da erregistro maila gorenarekin <strong>aseguru etikoak eta solidarioak<\/strong> kudeatzeko <span style=\"color: #ade0bd;\"><a style=\"color: #ade0bd;\" href=\"http:\/\/ethsi.net\">EthSI<\/a><\/span> zigiluarekin erregistratutako aseguruen Europako lehen bitartekaria.<\/span> <span style=\"color: #ffffff;\">Zigilu horrek etikoki zuzendutako eta ikuspegi sozialetik arduratsuak diren erantzukizun sozialeko eta inbertsioko jardunbideak zein erakundeen beste portaera etiko batzuk betetzen direla ziurtatzen du; horietako batzuk dira, adibidez, ekonomia sozialarekiko lotura eta banku etikoko erabiltzaile izatea.\u00a0<\/span> <span style=\"color: #ffffff;\">Zigilu horren irizpideak produktuetara zein aseguru-etxeetara eta -kudeatzaileetara bideratuta daude. Finantza Etikoen Behatokiak ebaluatzen ditu urtero batzorde independente baten bidez. <\/span><\/p>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"finances_etiques\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-6  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-6 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>Finantza etikoak eta solidarioak<\/h3>\n<p>Aseguruak finantzaketa modu aurreratua dira; bankuen eta kredituaren moduko finantza-zerbitzua. Bankuekin gertatzen den moduan, aseguruen sektorean ere inbertsioa da irabazi-iturri nagusia, baina lotura sozialak eta komunitate-loturak ezartzeko aukera ere eman behar da. Aseguru-kontsumitzaileentzat garrantzitsua da aseguru-sistemak dirua nola erabiltzen duen jakitea. Horrekin lotuta, aseguru etikoak eta solidarioak finantza etikoen sistemaren baitan daude. Finantzaketa etikoa denean, aurreztaileek, pertsonek edo erakundeek beren aurrezkiak non inbertitzen dituzten jakiteko eskubidea erabil dezakete. Ondorioz, finantza-erakundeek etikaren ikuspuntutik gaitzesgarriak diren jarduerak finantzatzeari utzi, eta gizarte eta ingurumen mailako edukiko proiektuetan bakarrik inbertitzen dute. Horrek, era berean, krediturako sarbidea errazten die tradizioan hartatik kanpo geratu izan diren kolektiboei.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png\" alt=\"\" width=\"1153\" height=\"990\"class=\"img-responsive wp-image-149128\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-200x172.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-400x343.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-600x515.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-800x687.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png 1153w\" sizes=\"auto, (max-width: 800px) 100vw, 1100px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-7  fusion-parallax-fixed nonhundred-percent-fullwidth fusion-hide-on-mobile\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-7 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #a32051;\">Ar\u00e7 Cooperativa-n, aseguruen jatorrizko izatea berreskuratu nahi dugu, komunitate-esperientzia gisa; solidaritaterako eta kohesio sozialerako bide gisa, alegia.<\/span><\/h4>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div><\/div><div id=\"preguntas\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-8  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-8 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h3>4 galdera garrantzitsu<\/h3>\n<div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">1.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Aseguru etikoak eskaintzen badituzue, zergatik egiten duzue lan batzuetan EthSI zigilurik gabeko aseguru-etxeekin?<\/span><\/h5>\n<p>Ar\u00e7 Cooperativa-rentzat, aseguru etikoen garapena prozesu bat da. Oraindik ezin ditugu ase aseguruak eskaintzen dizkiegun enpresa, erakunde eta pertsona guztien aseguru-beharrak ziurtatutako produktu etiko eta solidarioekin soilik; izan ere, ez dago ziurtatutako behar adina aseguru-etxe horretarako. Dinamika hori, ordea, aldatzen ari da: gaur egun, aseguru etikoak eskaintzeko ziurtagiria duten aseguru-etxeek 800\u00a0milioi euro inguruko prima-bolumena dute urteko Estatuan.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">2.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Ar\u00e7 Cooperativa-k zergatik ez du lan egiten aseguru-etxe ziurtatuekin soilik?<\/span><\/h5>\n<p>Gure helburua ekonomia solidarioko eta elkarteen munduko erakundeen aseguru-behar guztiak asetzea da. Guretzat, halako beharrei ziurtatutako produktuekin erantzutea da garrantzitsuena, baina erantzun ezin diegunean, erosketa-ahalmena areagotu eta presioa egiten dugu aseguru-etxeek <a href=\"http:\/\/ethsi.net\" target=\"_blank\" rel=\"noopener noreferrer\">EthSI<\/a> erregistroa lortzeko urratsekin aurrera jarrai dezaten. Trantsizio-aldi horretan, gure bezeroek abantailazko prezioak eskuratzea lortzen dugu, erosketa kolektiboari esker.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">3.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Zer auditoretza mota gainditzen dituzte zigilu horrekin ziurtatutako aseguru-etxe eta artekaritzek? <\/span><\/h5>\n<p><strong>Finantza Etikoen Behatokiak<\/strong> (zigilua kudeatzen duena) oinarrizko parametro batzuei buruzko informazio esanguratsua eskatzen du, eta erregistro maila zehazten. Ar\u00e7 Cooperativa-ren moduko artekaritzen kasuan, iraunkortasun-memoriaren indarraldia eta aurreko ekitaldietan hobe zitezkeen alderdiak konpondu ditugun zehazteko eskatzen digu. Badago zigilu horrek ebaluatzen duen beste alderdi bat ere: enpresa mota eta haren kode etikoa. Hirugarren aldagai nagusia, aldiz, erakundeak banku etikoen hornitzaile gisa izan duen bilakaera da.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">4.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Ar\u00e7 Cooperativa-k berma al diezadake kontratatzen ditudan aseguruetako primak ez direla oso etikoak ez diren negozioetan berrinbertituko?<\/span><\/h5>\n<p>Finantza Etikoen Behatokiak aseguru-etxe bat erregistratzen duenean, inbertsioen \u201cehuneko\u201d bat ikuspegi etikotik arduratsua dela zehazten da erregistroaren oinarrizko gaman. Ondorioz, oraingo trantsizio-aldian, baliteke inbertsioaren zati bat ez izatea arduratsua ikuspegi sozialari dagokionez. Dena den, \u201csentsibilitate etiko goreneko\u201d inbertsioak izenekoetan (armamentua edo paradisu fiskalak, adibidez) inbertitzen duen ziurtatutako aseguru-etxeren bat topatuz gero, Behatokiak zigilua kenduko lioke.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-13910","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Aseguru etikoak - Ar\u00e7 Cooperativa<\/title>\n<meta name=\"description\" content=\"Ar\u00e7 Cooperativa-n, aseguruen jatorrizko izatea berreskuratu nahi dugu, komunitate-esperientzia gisa; 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