{"id":15957,"date":"2016-07-14T14:15:37","date_gmt":"2016-07-14T14:15:37","guid":{"rendered":"https:\/\/arc.coop\/?page_id=15957"},"modified":"2021-07-28T08:24:13","modified_gmt":"2021-07-28T08:24:13","slug":"seguro-etico","status":"publish","type":"page","link":"https:\/\/arc.coop\/gl\/seguro-etico\/","title":{"rendered":"Seguro \u00e9tico"},"content":{"rendered":"<div class=\"fusion-bg-parallax\" data-bg-align=\"left bottom\" data-direction=\"down\" data-mute=\"yes\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break-parents=\"0\" data-bg-image=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/senyal_web-1-scaled.jpg\" data-bg-repeat=\"false\"><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-1  fusion-parallax-down nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:100px;padding-top:100px;padding-left:0px;padding-right:0px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-1 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h1 class=\"title1 header1\" style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Seguro \u00e9tico<\/strong><\/span><\/h1>\n<\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-2  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:10px;padding-top:40px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-2 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-1 content-boxes-icon-with-title row content-left panel_asseg\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:20px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-1 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">Que \u00e9<br \/>\no seguro \u00e9tico?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">O selo<br \/>\nEthSI<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">As finanzas<br \/>\n\u00e9ticas e solidarias<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 23px;line-height:28px;\">4 preguntas<br \/>\nclave<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-3  fusion-parallax-none nonhundred-percent-fullwidth fusion-equal-height-columns background_special\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:10px;padding-top:30px;padding-left:0px;padding-right:0px;background-color:#f2f2f2;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-3 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-content-boxes content-boxes columns fusion-columns-4 fusion-columns-total-4 fusion-content-boxes-2 content-boxes-icon-with-title row content-left panel_asseg_fixed\" data-animationOffset=\"100%\" style=\"margin-top:0px;margin-bottom:60px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-content-boxes-2 .heading h2{color:#a0ce4e;}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .heading-link h2,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\tcolor: #a0ce4e !important;\n\t\t\t}\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .heading-link:hover .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box:hover .heading-link .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon i.circle-yes,\n\t\t\t.fusion-content-boxes-2 .fusion-content-box-hover .link-area-box-hover .heading .icon i.circle-yes {\n\t\t\t\tbackground-color: #a0ce4e !important;\n\t\t\t\tborder-color: #a0ce4e !important;\n\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column-1 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#asseg_etica\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">Que \u00e9 o seguro \u00e9tico?<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-2 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#EthSI\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">O selo EthSI<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-3 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#finances_etiques\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">As finanzas \u00e9ticas e solidarias<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column-4 col-lg-3 col-md-3 col-sm-3 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-wrapper link-area-link-icon link-type-text icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\"><div class=\"heading icon-left\"><a class=\"heading-link\" href=\"#preguntas\" target=\"_self\"><h2 class=\"content-box-heading\" style=\"font-size: 17px;line-height:22px;\">4 preguntas clave<\/h2><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#747474;\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"asseg_etica\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-4  fusion-parallax-none nonhundred-percent-fullwidth faded-background\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:0px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-4 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fullwidth-faded\" style=\"background-color:rgba(255,255,255,0);\"><\/div><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:35px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>Que \u00e9 o seguro \u00e9tico?<\/h3>\n<p>Para Ar\u00e7 Cooperativa, o seguro xestionado con criterios \u00e9ticos e solidarios reporta uns beneficios sociais que deben agromar e introduce no mercado asegurador as pr\u00e1cticas propias da banca \u00e9tica e do mutualismo.<\/p>\n<p>A <strong>mutualidade<\/strong>, que identifica os seguros cun instrumento comunitario; a <strong>equidade<\/strong>, que garante o acceso universal a este tipo de financiamento; e a <strong>transparencia<\/strong>, que prop\u00f3n unha relaci\u00f3n entre iguais, son os tres alicerces dos seguros \u00e9ticos.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/cabana.jpg\" alt=\"\" width=\"1100\" height=\"734\"class=\"img-responsive wp-image-15046\"\/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"EthSI\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-5  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#5d987a;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-5 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\" style=\"padding:30px;\"><h1 style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13517\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2016\/07\/ethsi.png\" alt=\"ethsi\" width=\"329\" height=\"336\" \/><\/h1>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><div style=\"background-color: #5d987a;\">\n<h3><span style=\"color: #ffffff;\">O selo EthSI<\/span><\/h3>\n<p><span style=\"color: #ffffff;\">Ar\u00e7 Cooperativa \u00e9 a primeira mediadora de seguros de Europa rexistrada co <span style=\"color: #ade0bd;\"><a style=\"color: #ade0bd;\" href=\"http:\/\/ethsi.net\">selo EthSI<\/a><\/span> para a xesti\u00f3n do <strong>seguro \u00e9tico e solidario<\/strong> co m\u00e1ximo nivel de rexistro.<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Este selo\u00a0certifica a adopci\u00f3n de pr\u00e1cticas de responsabilidade social e de investimento eticamente orientadas e socialmente responsables, as\u00ed como outros comportamentos \u00e9ticos das organizaci\u00f3ns, como a vinculaci\u00f3n \u00e1 econom\u00eda solidaria ou ser usuaria da banca \u00e9tica.\u00a0<\/span><\/p>\n<p><span style=\"color: #ffffff;\">Os criterios deste selo dir\u00edxense tanto aos produtos como \u00e1s xestoras e compa\u00f1\u00edas aseguradoras, que son avaliadas cada ano polo <strong>Observatorio das Finanzas \u00c9ticas<\/strong> a trav\u00e9s dun comit\u00e9 independente. <\/span><\/p>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div id=\"finances_etiques\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-6  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-6 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:20px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3>As finanzas \u00e9ticas e solidarias<\/h3>\n<p>O seguro \u00e9 unha forma de financiamento anticipada, un servizo financeiro como a banca e o cr\u00e9dito. Do mesmo xeito que ocorre coa banca, no sector asegurador o investimento \u00e9 a principal fonte de beneficios, pero tam\u00e9n debe permitir establecer v\u00ednculos sociais e comunitarios.<\/p>\n<p>Para as consumidoras de seguros \u00e9 importante co\u00f1ecer que uso fai o sistema asegurador dos seus cartos. Neste senso, o seguro \u00e9tico e solidario forma parte do sistema de finanzas \u00e9ticas. Cando o financiamento \u00e9 \u00e9tico, as aforradoras, xa sexan persoas ou entidades, exercen o dereito a saber onde se invisten os seus aforros e, polo tanto, as entidades financeiras deixan de financiar actividades eticamente reprobables e invisten s\u00f3 en proxectos de contido social e ambiental e, \u00e1 s\u00faa vez, facilitan o acceso ao cr\u00e9dito a colectivos que tradicionalmente foron exclu\u00eddos.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"> <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png\" alt=\"\" width=\"1153\" height=\"990\"class=\"img-responsive wp-image-149128\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-200x172.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-400x343.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-600x515.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604-800x687.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2021\/07\/ARC\u0327-arbre-e1626677377604.png 1153w\" sizes=\"auto, (max-width: 800px) 100vw, 1100px\" \/><\/span><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-7  fusion-parallax-fixed nonhundred-percent-fullwidth fusion-hide-on-mobile\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:#f8f6f4;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-7 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #a32051;\">Ar\u00e7 Cooperativa quere recuperar o senso orixinal do seguro como experiencia comunitaria e veh\u00edculo de solidariedade e cohesi\u00f3n social<\/span><\/h4>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-104197\" src=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png\" alt=\"\" width=\"1200\" height=\"10\" srcset=\"https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-200x2.png 200w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-300x3.png 300w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-400x3.png 400w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-600x5.png 600w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-768x6.png 768w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-800x7.png 800w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2-1024x9.png 1024w, https:\/\/arc.coop\/wp-content\/uploads\/2020\/04\/separador-2.png 1200w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div><\/div><div id=\"preguntas\"><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-8  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:0px;padding-right:0px;background-color:rgba(255,255,255,0);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-8 {\n                            padding-left: 0px !important;\n                            padding-right: 0px !important;\n                        }<\/style><div class=\"fusion-row\"><h3>4\u00a0preguntas clave<\/h3>\n<div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">1.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\">Se ofrecedes seguros \u00e9ticos, por que traballades con compa\u00f1\u00edas sen o selo EthSI?<\/span><\/h5>\n<p>Para Ar\u00e7 Cooperativa, o desenvolvemento do seguro \u00e9tico pasa por un proceso. A\u00ednda non podemos cubrir as necesidades aseguradoras de todas as empresas, entidades e persoas \u00e1s que ofrecemos seguros con produtos certificados como \u00e9ticos e solidarios porque non hai compa\u00f1\u00edas certificadas dabondo. Por\u00e9n, esta din\u00e1mica est\u00e1 a cambiar: hoxe as compa\u00f1\u00edas aseguradoras certificadas para ofrecer seguro \u00e9tico te\u00f1en un volume de primas anuais\u00a0que raia os 800 mill\u00f3ns de euros no Estado.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">2.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\">Por que Ar\u00e7 Cooperativa non traballa exclusivamente con compa\u00f1\u00edas certificadas?<\/span><\/h5>\n<p>O obxectivo \u00e9 cubrir todas as necesidades aseguradoras das organizaci\u00f3ns da econom\u00eda solidaria e do mundo asociativo. O m\u00e1is importante para n\u00f3s \u00e9 atender estas necesidades con produtos certificados, pero mentres non poidamos atendelas, incrementamos o poder de compra e facemos presi\u00f3n para que as compa\u00f1\u00edas avancen cara o rexistro <a href=\"http:\/\/ethsi.net\" target=\"_blank\" rel=\"noopener noreferrer\">EthSI<\/a>. Durante esta transici\u00f3n conseguimos que os nosos clientes se beneficien dos prezos vantaxosos como consecuencia da compra colectiva.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">3.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Que tipo de auditor\u00eda pasan as compa\u00f1\u00edas e as corredor\u00edas certificadas con este selo? <\/span><\/h5>\n<p>O <strong>Observatorio das Finanzas \u00c9ticas<\/strong> (que xestiona o selo) pide informaci\u00f3n relevante respecto a alg\u00fans par\u00e1metros b\u00e1sicos e determina o nivel do rexistro. No caso das corredor\u00edas, como Ar\u00e7 Cooperativa, interp\u00e9lanos sobre a vixencia da memoria de sustentabilidade e sobre se resolvemos os aspectos mellorables dos exercicios anteriores. Hai un segundo aspecto que aval\u00eda o selo: o tipo de empresa e o seu c\u00f3digo \u00e9tico. A terceira gran variable que se observa \u00e9 a evoluci\u00f3n da organizaci\u00f3n como provedora da banca \u00e9tica.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper\"><h3 style=\"text-align: left;\"><span style=\"color: #000000;\">4.<\/span><\/h3>\n<h5><span style=\"color: #2e7952;\"> Ar\u00e7 Cooperativa p\u00f3deme garantir que as primas dos seguros non se reinvestir\u00e1n en negocios pouco \u00e9ticos?<\/span><\/h5>\n<p>Cando o Observatorio das Finanzas \u00c9ticas rexistra unha compa\u00f1\u00eda aseguradora, na gama b\u00e1sica do rexistro apunta que unha \u00abporcentaxe\u00bb dos investimentos son eticamente responsables. Polo tanto, no momento de transici\u00f3n actual si se pode dar o caso de que haxa unha parte do investimento non socialmente responsable. Por\u00e9n, se se atopara unha compa\u00f1\u00eda certificada que investise nos chamados investimentos de \u00abm\u00e1xima sensibilidade \u00e9tica\u00bb (como armamento ou para\u00edsos fiscais), o Observatorio retirar\u00edalle o selo.<\/p>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-15957","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Seguro \u00e9tico - Ar\u00e7 Cooperativa<\/title>\n<meta name=\"description\" content=\"Ar\u00e7 Cooperativa quere recuperar o senso orixinal do seguro como experiencia comunitaria e veh\u00edculo de solidariedade e cohesi\u00f3n social.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arc.coop\/gl\/seguro-etico\/\" \/>\n<meta property=\"og:locale\" content=\"gl_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguro \u00e9tico - 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